Unsecured loan for reducing TDSR for short term needs

At Tembusu Financial Services, we understand that achieving your dreams often requires creative solutions. Take the case of Mr. Smith, a businessman who was in the process of purchasing a high-value second property. The challenge was that he needed a substantial loan to make it happen and had to maximize his Total Debt Servicing Ratio (TDSR). To do this, he had to increase his cash reserves to pay down existing personal debts.

Mr. Smith turned to his own company, seeking to retrieve shareholder loans he had extended to the business. However, his company was facing financial difficulties with two consecutive years of losses. While traditional lenders may have hesitated due to the company’s financial performance, at Tembusu Financial Services, we took a holistic approach. We looked beyond the numbers, focusing instead on the strong creditworthiness of the guarantors. Within just two days, we approved the application, enabling Mr. Smith to unlock his TDSR and allowing him to secure his dream property.

Our commitment to helping clients achieve their financial goals, coupled with our speedy and flexible approval process, sets us apart from other financiers. At Tembusu, we believe in finding innovative solutions and making dreams a reality, even when the odds seem challenging.