Grow Your Business with Our Business Loan Solutions in Singapore
Are you looking for financial assistance with your day to day business operations? We offer a wide range of business loan products tailored to suit your specific requirements. Whether you’re a budding startup looking for a new business loan, an established company seeking expansion funding, or in need of a working capital loan for your everyday operations, we have the perfect loan solution for you.
Our comprehensive suite of loan options includes business term loans with competitive interest rates, flexible repayment terms, and quick approvals. These options empower you to seize new opportunities, invest in equipment, or manage cash flow with ease. Additionally, we offer invoice financing to help streamline your cash flow management.
Our business loan products are underwritten and disbursed by TBS Capital, a subsidiary of Tembusu Financial Services. Explore our business loan solutions in Singapore and find the perfect fit for your business financial needs.
Unsecured Working Capital Loan:
Ideal for businesses seeking quick, collateral-free funds to cover short-term operational needs.
Mortgage-backed Working Capital Loan:
Leverages your property as collateral for larger loan amounts with competitive rates.
Caveat Loan:
Short-term financial solutions that enable businesses to quickly access funds based on the equity in their property.
Trade Loan:
Useful for helping companies fulfil their export and import commitments efficiently while managing the cash flow gaps due to differing payment and delivery schedules.
Equipment and Machinery Loan:
For businesses looking to purchase new equipment or machinery, this loan type provides the necessary financing to invest in vital assets.
Commercial Property Loan:
Aimed at businesses looking to purchase or refinance commercial real estate. Whether it’s an office space, retail location, or industrial property, these loans offer the capital needed for significant real estate investments, contributing to long-term business growth and expansion.
Business Term Loan:
Ideal for funding specific projects, expanding operations, or capital investments, term loans provide businesses with predictable payments and the stability to plan their financial future.
Invoice Financing:
Provides immediate cash flow by financing outstanding invoices, enhancing your working capital without waiting for payment terms to conclude.
Why our Business Loans
1 Day Loan Approval
Low Interest Rate
Flexible Payment
High Approval Rate
No Additional Charges
FAQs on Company Business Loan
Yes, we evaluate each application on its merits, including business plans and potential for growth, not just financial history. However, it may be harder to secure your desired financing amount. Alternatively, business financing can also be easily obtained if you are able to pledge collaterals such as properties.
Once your loan is approved, you can expect to access the funds within the subsequent 24 hours.
Business owners can borrow up to $1 million subject to credit assessment. Upon submission of all necessary documents, approval can typically be obtained within 1 working day of the application.
We provide both secured and unsecured loan options, depending on your business's financial profile and needs.
Regardless of your credit score, you can still apply for a business loan with us. We aim to help our borrowers succeed, which is why we do not have specific restrictions regarding credit scores.
To apply for a business loan, you'll need to provide essential documents such as your financial statements, bank statements, credit bureau report and identification documents of directors/partners.
Our process is not just quick and easy but tailored to your needs. Our business loans can be funded swiftly, as fast as within 2 working days. Plus, we offer loan financing even to company owners with low credit scores, insufficient income history, recent short sales, foreclosures, or bankruptcy history, ensuring you get the support you need when you need it.
We are open to all sectors but assess each loan on a case-by-case basis, considering industry risks and the company's specific circumstances.
Providing complete and accurate documentation, demonstrating strong financial management, and having a clear purpose for the loan will all contribute to a positive assessment.
Yes, for all loan applications, a personal guarantee is mandatory. Depending on the risk assessment, additional personal guarantees may also be necessary.