The terms under which you can use this website and the information it contains. By accessing or using the Website, you agree to be bound by these Terms.
Welcome to the website of Tembusu Financial Services Pte Ltd ("Tembusu Financial Services," "we," "us," or "our"). These Terms of Use ("Terms") govern your use of our website located at www.tembusufs.com ("the Website"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with these Terms, please refrain from using the Website.
The Website is available to individuals of any age and entities that can form legally binding contracts. By using the Website, you represent and warrant that you have the legal capacity to enter into a binding agreement.
You may use the Website solely for lawful purposes and in accordance with these Terms. You agree not to use the Website in any way that violates any applicable laws or regulations or infringes upon the rights of others.
The information provided on the Website is for general informational purposes only and should not be construed as financial advice. You acknowledge that any decision to apply for or enter into a loan is solely your responsibility, and you should seek professional financial advice before making such decisions.
The Website and its contents, including but not limited to text, graphics, images, logos, trademarks, and software, are owned by Tembusu Financial Services or its licensors and are protected by intellectual property laws.
Subject to these Terms, Tembusu Financial Services grants you a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes. This license does not grant you any right to modify, distribute, reproduce, or create derivative works of the Website.
If you believe that any content on the Website infringes your copyrights, please contact us promptly with the necessary information to address the issue.
The Website provides information about our property-backed and term loan services. Any application for a loan is subject to our separate loan application process and the terms and conditions specific to each loan product. Submitting an application through the Website does not guarantee loan approval.
Loan eligibility is determined based on various factors, including but not limited to creditworthiness, financial information, and employment details. We reserve the right to assess and determine loan eligibility at our sole discretion.
Our collection, use, and protection of personal data are described in our Privacy Policy. By using the Website, you consent to our collection and use of personal data as outlined in the Privacy Policy.
To the maximum extent permitted by law, Tembusu Financial Services and its officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of the Website, including but not limited to any errors or omissions in the content.
These Terms shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict of laws principles.
Any dispute arising out of or relating to these Terms or the use of the Website shall be subject to the exclusive jurisdiction of the courts of Singapore.
These Terms constitute the entire agreement between you and Tembusu Financial Services regarding the use of the Website and supersede any prior agreements or understandings.
If any provision of these Terms is found to be invalid or unenforceable, that provision shall be enforced to the maximum extent permissible, and the remaining provisions shall remain in full force and effect.
The failure of Tembusu Financial Services to enforce any right or provision under these Terms shall not constitute a waiver of such right or provision.
Tembusu Financial Services reserves the right to modify or amend these Terms at any time. Any changes will be effective immediately upon posting on the Website. Your continued use of the Website after the posting of changes constitutes your acceptance of the modified Terms.